Zakat Calculator (UAE)
Estimate zakat in dirhams using a selected gold or silver nisab reference. This is faith guidance, not a UAE-law calculator.
Assumptions & how this is calculated
- Net zakatable wealth = cash + gold/silver + business stock + investments/receivables − short-term debts.
- Zakat = 2.5% of net wealth, payable only if it is at or above the nisab and has been held for one lunar year.
- Nisab uses 85 g gold or 595 g silver at live spot-derived prices. Choose the reference you intend to follow.
Notes & sources
- Nisab thresholds: 85 g gold or 595 g silver (classical measures; some scholars use 87.48 g / 612.36 g).
- Live metal prices via the site Rates Suite (USD spot → AED at 3.6725).
Guidance only. Zakat rulings vary by school and circumstance. For complex assets (pensions, mixed business, debts), consult a qualified scholar.
Zakat FAQs
What is the nisab and how is it set here?+
Nisab is the minimum wealth a Muslim must hold before zakat is due. It equals the value of 85 grams of gold or 595 grams of silver. This calculator uses live gold and silver prices and applies the silver nisab (the lower threshold) by default, which is the more cautious choice.
How much zakat do I pay?+
Zakat is 2.5% of your net zakatable wealth (assets minus short-term liabilities), provided that wealth has stayed at or above the nisab for one lunar (Hijri) year.
What counts as zakatable wealth?+
Cash and bank balances, gold and silver, the market value of business stock and trade goods, money owed to you that you expect to recover, and most investments held for growth or trade. You then deduct short-term debts and bills due.
Is my home or car zakatable?+
No. Personal-use items — your home, car, furniture and tools of your trade — are not zakatable. Only wealth held for growth, trade or as savings is included.