Tabby Card: Features, Eligibility, Use & More

If you live in the UAE and love shopping but want to manage your budget better, the Tabby Card is for you. It allows you to split your in-store purchases into four easy payments, with no extra fees or interest. It’s perfect for anyone over 18 with an Emirates ID who wants a smarter way to pay. This article will guide you through everything you need to know about the Tabby Card, from its eligibility criteria to its innovative features.

What is Tabby Card?

Tabby Card is more than just a digital Visa card; it’s a flexible payment solution. It allows you to split your in-store purchases into four equal payments, all without any interest or additional fees. This revolutionary approach to shopping is not only convenient but also budget-friendly, ensuring that your financial planning remains on track.

Eligibility for Tabby Card

To get your hands on this digital shopping companion, you must meet the following criteria:

  • Be at least 18 years old.
  • Be a resident of the UAE with a valid Emirates ID.
  • Possess a valid debit or credit card for Tabby’s repayments.
  • Maintain a good credit history.

Features of Tabby Card

Get it Now, Pay Later

Indulge in your desired purchases now and spread the cost over time. This feature is particularly helpful for managing larger expenses.

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No Interest or Fees

Tabby ensures transparency in its operations. Pay on time, and you won’t incur any extra charges.

Flexibility in Payment

Link any of your debit or credit cards for instant approval and enjoy the freedom of choice.

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Using Your Tabby Card

Adding your Tabby Card to digital wallets like Apple Pay, Samsung Pay, or Google Pay is seamless. Simply tap your phone at checkout, just as you would with any other card.

Adding your Tabby Card to digital wallets like Apple Pay, Samsung Pay, or Google Pay

Tabby Cashback and Pay Later Features

Earning Cashback

Earn cashback effortlessly by shopping at your favorite stores through Tabby’s website or app. Whether you pay with Tabby or not, cashback is yours.

Pay Later

Manage your spending efficiently with the Pay Later feature. It consolidates your purchases into a single bill payable on the 28th of each month. Just follow these steps:

  1. Choose Pay Later at checkout.
  2. Set up your Tabby account with an email and mobile number.
  3. Receive a spending limit for your monthly billing cycle.
  4. Track your purchases on the Tabby app.
  5. Review and pay your bill by the due date.

Tabby for Online and In-Store Shopping

Online Shopping

Discover a plethora of brands and choose Tabby at checkout for instant approval. Split your payment into four monthly installments without any interest.

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tabby online shopping

In-Store Shopping

Scan the Tabby QR code at the store, sign up, and pay just 25% upfront. Enjoy the same interest-free convenience as online shopping.

Spending Limits and Fees

Your spending limit with Tabby Card is individualized and regularly reassessed to promote responsible spending. The balance operates like a standard credit balance, fluctuating with purchases, returns, and payments, all within regulatory guidelines.

Is Tabby Card Really Free?

Absolutely! There are no fees, including signup, interest, or card issuance fees.

How to Check Tabby Limit?

To keep track of your spending, Tabby Card offers an easy way to check your spending limit. Simply open the Tabby app on your phone and go to your account section. Here, you’ll find your current limit. This feature helps you stay informed about how much you can spend, enabling you to make smart shopping decisions without worrying about going over your budget.

Tracking and Repaying Your Purchases

Link a debit or credit card during setup for easy tracking and repayments. The first payment is charged at purchase, followed by three monthly payments. You can manage and settle these payments through the Tabby app.

Tabby+ Cashback

Activate Tabby+ for an additional 1% cashback on every purchase, applicable towards future Tabby payments or as an Amazon Gift Card.

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Refunds on Tabby Card Purchases

Refunds are processed through the store’s return policy. The return will adjust your spending limit and refund any payments made. Note that cashback on refunded items will be deducted from future payments.


Tabby Card is not just a payment method; it’s a financial tool that empowers you to shop smartly and manage your expenses effectively. With its user-friendly features, no interest or fees, and simple repayment structure, Tabby Card is changing how we think about shopping and spending. Happy shopping!